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SOFI
Volume: 106.08K

SoFi Technologies (SOFI) Stock Forecast & Price Target

SoFi Technologies (SOFI) Analyst Ratings

Based on 15 analyst ratings
Hold
Strong Buy 13%
Buy 27%
Hold 47%
Sell 13%
Strong Sell 0%

Bulls say

SoFi Technologies is in a strong financial position with a solid balance sheet and robust revenue growth in Q1, driven by higher net interest income and origination fees. However, the company may face capital requirements as a deposit-taking institution and increased regulatory scrutiny as a bank charter. Additionally, competition from other neobanks and potential student loan reforms could pose a risk to SoFi's business. The company has the potential for upside in the coming years, but this is dependent on their ability to outperform expectations and maintain market share.

Bears say

SoFi Technologies is facing a potential downside risk of ~$12 due to a prolonged economic downturn causing credit weaknesses and reduced growth in technology products and other fee incomes. While the company has established itself as a leading player in digital lending, there are concerns about its credit risk and reliance on lending-related revenues. The company's current valuation may not fully reflect these risks, and there may be a need to reset growth expectations for the future.

SoFi Technologies (SOFI) has been analyzed by 15 analysts, with a consensus rating of Hold. 13% of analysts recommend a Strong Buy, 27% recommend Buy, 47% suggest Holding, 13% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of SoFi Technologies and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About SoFi Technologies (SOFI) Forecast

Analysts have given SoFi Technologies (SOFI) a Hold based on their latest research and market trends.

According to 15 analysts, SoFi Technologies (SOFI) has a Hold consensus rating as of May 6, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $22.60, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $22.60, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

SoFi Technologies (SOFI)

Volume: 106.08K

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